Bridge Street FinanceDebt and equity advisory, Edinburgh

Property finance, arranged across the whole capital stack

We structure funding for developers, investors and businesses across the UK, and place each layer with the banks, debt funds, family offices and private equity best suited to it.

A typical development stack

  • Sponsor equity5%
  • Preferred equity15%
  • Senior debt80%
Illustrative. Senior debt to 80% of cost, preferred equity taking it to 95%, and the sponsor funding the balance.
Finance arranged
£100m+
Transactions since 2024
30+
Live transactions
£400m+
Collective experience
25 yrs

Our value is in the structuring

We take on the transactions that need structuring, and stay with each one through to drawdown. Much of our work comes from clients who have used us before.

  • Fergus IzatFounder & Director
  • Riley O'DwyerDirector
  • Thomas CrosthwaiteDirector
About the firm

What we arrange

How we work
  • Development finance

    Senior and stretched development facilities, including high day-one advances, 100% build cover and revolving credit facilities that fund a whole pipeline.

  • Investment finance

    Term and buy-to-let facilities to acquire, refinance and release equity across single assets and portfolios.

  • Bridging finance

    Fast, structured short-term facilities: stabilisation, exit and acquisition bridges, where timing and certainty matter most.

  • Debt and equity advisory

    Whole-stack structuring, financial modelling and equity introductions, alongside corporate lending for trading businesses.

Selected transactions

Full track record
  • England
    £120m
    Revolving credit facility

    Residential development portfolio

    A revolving credit facility consolidating debt and releasing equity across a housebuilder’s portfolio, circa £200m of gross development value.

  • Scotland
    £22.6m
    Senior debt & equity, full stack

    Purpose-built student accommodation

    A two-block student refurbishment arranged as a full stack: circa £18.6m of stretched senior debt alongside a £4m equity commitment.

  • Scotland
    £11.5m
    Stabilisation bridge

    Purpose-built student accommodation

    Partially rolled interest, refinancing a newly built scheme while a new operator took over the lease-up.

Discuss a transaction

Tell us about the asset, the numbers and how it is funded today. One of the directors will come back to you.